Most think of money when investing for retirement but there are other things that will pay much better when addressed when young. Chief among these is health and teeth. Education comes in third and, of course, family must be number four. Why list them in this order? Would not family be first? These are great questions but the reason they are in this order is age related. Young people do not consider their family that important but they will undertake education and job experience when nudged. Health awareness should be driven into them from early in their life and looking after their teeth is part of it. As they grow, however, many of these early lessons take a back-seat to[…]

In The Other Path , Robert J. Klosterman's follow-up to The Four Horsemen of the Apocalypse , the author once again offers his astute financial and investment advice. The book's subtitle, " Illuminating the Path Toward Volatility While Achieving Equity-Type Returns ," is apt, as that is just what Klosterman advises that investors do to achieve optimal monetary gains with their investment portfolios. Klosterman gets his title from Robert Frost's famous poem, " The Road Not Taken ," which he quotes at the beginning of The Other Path, a highly interesting book that offers investors insights into a different sort of investment approach than they might be used to, although a very effective one that is designed to aid investors[…]

We are all tired and daunted with ever so new government policies coming out just every quarterly. If you are looking to save your money from taxes, then investments are the smartest tools to not only save but also get good returns. Real Estate offers the best returns by far, better than any stocks or interest rates or funds. Inflation is just everywhere and people shade a lot of hard earned money into paying for taxes to the government. Buying an investment property is the sure shot way of investing money wisely. Everyone is toiling hard to get good returns for the money they earn, government is not going to help you save money nor give you good returns. But,[…]

After 45 years of investing, I've come to the conclusion that the equity (or growth purpose) market is a far easier medium for investors to understand than the safer, and generally less volatile, income purpose securities market. As counter intuitive as this sounds, experience supports the promise. "Understanding" boils down to the development of reasonable expectations: just how do you expect the market value of your income purpose securities to react to varying market, interest rate, economic, political, atmospheric, and "other" conditions "… and , does it really matter? Few investors grow to love volatility as I do, but most expect it in the market value of their equity positions. When dealing with "income purpose" securities, however, neither they, their[…]

What advice would you give to a new investor? 1. Find a coach / mentor in your area to whom you can turn for guidance. Most importantly with anyone you turn to, make sure they are successfully doing what you want to do and talk with others they've helped before you make a commitment of your time and / or money. Real estate investing is not a solo business. You need attorneys, CPAs (knowledgeable in real estate investing), contractors, sub-contractors, real estate agents, title companies, closing attorneys, inspectors, appraisers, on and on. Find someone who's walked through the mine field before you and can give you a hand to save you both time and money. Should you pay them for[…]

Pay for Success (PFS) is an innovative new funding mechanism that is used to finance social-benefit projects with high-quality impact metrics. PFS projects are popping up in every sector from homelessness, to healthcare, to education. New models prove that PFS projects can be used to stimulate investment in commodities, as well as work development. What impact will this have on the private sector? Will your business Pay for Success? Peruvian Commodities: The Common Fund for Commodities unveiled a Development Impact Bond (DIB) to modernize cocoa and coffee production in Peru's Amazon region, the Ashaninka. This first standing commodity-sector DIB breaks into a new frontier of Pay for Success (PFS) possibility. DIBs follow the main principles of PFS projects, but they[…]

Almost everyone wants to own a property or get into an investment overseas. There are more property millionaires in the world now than there ever have been before. Why's this happening now? Investing in property overseas is currently showing high returns on investments, as well as incredible growth. That's a recipe for success. In fact, there are plenty of people who are experienced in property investment jumping from one emerging market to the next, making money as they go. Property is a steady investment, offering more security than some other types. It's also a growing investment. On average, properties double in value every seven to eight years. If you buy at the right time, and are willing to be patient,[…]

I learned options late in life, incidentally, trawling the pages of the ancient magazine Exchange and Mart in 1995. A full page article showed how an options trader could work from home (actually in bed) using prices from the BBC's teletext, back in the day. A lot has changed, but options have been around for centuries-pre-dating shares, being used for pricing ships' cargoes. In the 1980s options became exchange traded, and fortunes were made. Warren Buffett is a keen options trader, Nassim Taleb was the most prolific. They are not idiots and neither are you if you have read that far. Investing is the word we use for a trade that went wrong! Investing is mostly passive and requires you[…]

There are many important things you need to know to trade and invest successfully in the stock market or any other market. 12 of the most important things that I can share with you based on many years of trading experience are enumerated below. 1. Buy low-sell high. As simple as this concept appears to be, the vast majority of investors do the exact opposite. Your ability to consistently buy low and sell high, will determine the success, or failure, of your investments. Your rate of return is determined 100% by when you enter the stock market. 2. The stock market is always right and price is the only reality in trading. If you want to make money in any[…]

Gold, platinum, palladium and silver are considered elite and are the most popular and liquid for investing funds. Precious metals are the object of investment – the most well-known way of investing. Their "noble" name they received due to the sophistication of the appearance of products and high chemical resistance. It is generally believed that investing in these metals is the purchase of jewelry. In fact, a developed market economy assumes other, more profitable methods to invest money profitably. Investing in valuable metals – how to make a profit The traditional way to invest money experts believe the acquisition of gold bars, and the birth of "gold" investors in the expensive metals market is directly related to the historical facts[…]